Here I am...

Hi there! I am Sarah J. & I am here with my bankruptcy survival guide. Over the next couple of months I am going to let you into my deepest darkest secrets including all my debt, the day I go to court, and even through trying to start rebuilding my credit. (I am even going to post my budget and more as we go along!) I have found that credit is the easiest thing to lose and the hardest thing  gain back (I believe this is because you have to build trust with companies so that you can even rebuild and we all know how hard it is to trust!!)

I will start off by telling you a little about me and how I got to where I am today. I am your average 22 year old (Soon to be 23 yay!) who loves to spend time with my family, my friends, and most of all football and basketball. I'm the girl who dances around and makes a fool of myself. I am the girl who loves to be outside and get dirty and I love to wear heels and cute boots. I serve to get by and no it's not exactly the money maker that everyone thinks it is! I am approximately $33,593.20 in debt. I have debts from medical bills (most of my debt!), credit cards, phone bills, overdrafts, and I have even had a car repossessed. I believe that the decisions that I have made have led me to where I am and if I had chosen a different path I would not be going through everything that I am now. (You will learn more about my choices I'm sure as I go!) 

I have decided to start this blog to help people understand more about what bankruptcy is and how to recover from it. Yes everyone has different things that may affect your outcome but this is just a guide to try and help anyone that has to go through this process!

See you back again soon :)