Saturday, January 29, 2011

Super Saturday :)

Well today is another day and I of course am now getting more and more offers about taking a post bankruptcy course. When I went to the bankruptcy lawyer and talked with them they told me about the classes that are required for you to be able to even file. In KY I had to take a course within 180 days of filing and then within 60 days of my meeting of the creditors (3/4/2011). My lawyer helped me by sigining me up for the proper courses and just gave me a card to call them and get started. I took my pre-bankruptcy course and then it was time to file. It was almost immediately that I started getting those crazy junk mail offers and also more offers on a credit counseling course. Unfortunately for them I enrolled in both through the same company so I have no need for them. Most people will infact do the same thing I did (I mean really who is going to waste their time going through 2 different companies when you can do it all with 1?!)  Something else you will notice when you get these offers is them offering you $5.00- $10.00 off which still in most cases is more expensive for you than the one that you have already enrolled in. In the event that you actually do recieve an offer that is less than what you paid for your class make sure that you do not do that offer there is no need. Why waste your time and money? The classes the lawyer sets you up with are pre-paid remember!?! Just be smart and use your head like I told you when I talked about the offers you will recieve! And remember.... IF SOMETHING SOUNDS TOO GOOD TO BE TRUE IT ALMOST ALWAYS IS!!!

Have a great day!
<3 Sarah

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